This free mortgage calculator lets you estimate your monthly house payment, including principal and interest, taxes, insurance and PMI.
The interest rate is the amount a lender charges a borrower and is a percentage of the principal—the amount loaned. The interest rate on a loan is typically noted on an annual basis known as the annual percentage rate.
Sellers and listing agents typically prefer when buyers use local lenders. Feel free to discuss all of your options with multiple lenders!
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